LOAN OFFICER-VACANCY AT THE CONCEPT GROUP

Job Description

LOAN OFFICER

Interview applicants to determine financial eligibility and feasibility of granting loans

Responsibilities

• Evaluate creditworthiness by processing loan applications and documentation within specified limits
• Engage and guide prospects on wealth management product and deposit mobilization
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them.
• Visit, engage prospects, and maintain liability generated. LOAN OFFICER
• Increase the number of Treasury services taken up by Clients
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy ∙
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options, and introduce different types of loans
• Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas.
• Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines. LOAN OFFICER

Location: Lagos State, Nigeria.

Apply:  LOAN OFFICER