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Credit And Analytics Lead at Branch
Job Description
In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes. You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy. As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.
Responsibilities
- Monitor performance and drive changes in the credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
- Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
Qualification
- 8+ years of relevant experience
- Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
- Previous experience in analytics and/or quantitative modeling, using large datasets
- Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
Location: Nigeria.
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