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Job Description
Identify and pursue new business opportunities through prospecting, networking, and relationship building.
Responsibilities
- Identify and pursue new business opportunities through prospecting, networking, and relationship building.
- Develop and maintain relationships with potential clients, understanding their financial needs, and offering suitable credit solutions.
- Assess creditworthiness of potential clients by analyzing financial data, credit reports, and other relevant information.
- Evaluate credit risk, establish credit limits, and make recommendations based on risk assessment.
- Manage the loan application process, including gathering necessary documentation, verifying information, and ensuring compliance with regulations.
- Work closely with clients to explain credit terms, negotiate agreements, and finalize loan terms.
- Monitor credit portfolio to identify potential risks and take proactive measures to mitigate those risks.
- Implement credit policies and procedures to ensure compliance with regulations and minimize credit losses.
- Prepare and maintain accurate records, reports, and documentation related to credit assessments and loan applications.
- Provide regular reports to management regarding credit portfolio performance and risk exposure.
Qualification
- Bachelor’s Degree in Business Administration, Finance, Economics, or related field. A Master’s degree or relevant certifications (e.g., Certified Credit Professional) is a plus.
- Proven experience in business development and credit analysis within the financial industry.
- Strong understanding of financial statements, credit risk assessment, and lending practices.
- Excellent analytical skills with the ability to interpret complex financial data.
- Knowledge of regulatory requirements and compliance standards in lending.
- Exceptional communication and interpersonal skills for client interactions and negotiations.
- Proficiency in financial software and tools used for credit analysis and risk assessment.
Location: Abuja (FCT), Nigeria.
Apply: Interested and qualified candidates should send their CV to: resume@hrleverageafrica.com using the Job Title as the subject of the mail.
