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CHIEF OPERATING OFFICER- Job Description
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- To assist the MD and the Board in the design and development of the Company’s strategy
- To be jointly responsible with the MD for the QUARTERLY & ANNUAL achievement of the Company’s annual budget (Profitability, Liquidity, and Cost Management) as well as a successful implementation of the strategic plan as determined by the board
- To drive the achievement of an NPL of below 1% in line with the approved company credit policy
- To be jointly responsible with the MD and the Board for the sourcing of financing for the company’s business operations and growth
- Ensure that expenditures (COST) of the Company are within the authorized annual budget of the Company and comply with the expenditure policy approved by the board.
- Oversee some marketing activities/functions while maintaining a unified corporate image.
- Continually monitor market practices of competition and report findings with suggestions to management as deemed appropriate.
- Assist in developing new loan products to cross-sell to our clients.
- Implement the Customer Experience standards, practices, and systems of the company.
- Supervise the IT and Innovation department under the MD’s supervision and are responsible for the formulation and implementation of the IT, innovation, and FINTECH strategy /budget
- Provide recommendations and sign-off on all Operations & IT CAPEX and ensure adherence to the project and technology governance processes.
Qualifications
- B.SC, M.Sc/MBA
- Professional Certifications from reputable institutions
- 10 years of experience in a similar role/ Senior Management level
- Ability to manage the expectations of the business and its stakeholders
- A proven organizer, motivator, and developer of people, and committed to maximizing people’s potential
- Compelling technological background: product ownership/delivery
- Proven Commercial aptitude within Digital, Fintech/ Financial organizations
- Adapt at working cross-functionally, thinking strategically, and providing practical guidance
- Excellent project owner, problem-solving, and time management skills
- Strong understanding of technical concepts, an analytical mindset, and attention to detail
- A persuasive communicator and speaker
- Comfortable leading / managing teams to tight deadlines, whilst remaining calm under pressure
- Ability to maintain confidentiality.
- Excellent interpersonal and public speaking skills