by Emmanuel Urua
0 comment

Job Description


Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business.

Job Description

  • You will be working as Nigeria’s Credit Risk Manager in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria.
  • Your mission is to ensure portfolio performance according to the company OKRs, offering the best-tailored credit services to as many clients as possible.
  • Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.
  • As the Credit Risk Manager for the Nigerian business, you will lead a team that plays a critical role in managing FairMoney’s ability to grow in the market. As such you will be considered as a key stakeholder and contributor in all decisions revolving around the business and product strategies. Job


  • Own the main portfolio metrics – default rates, acceptance rates, and profitability
  • Drive the decision of new risk product updates in terms of product offerings and underwriting funnel improvements – Work closely together with the Product and Engineering team on improvements for the lending product
  • Build, improve, and maintain the credit risk policy for Nigeria that will allow to growth the portfolio according to company OKRs – Communicate the performance results with the respective stakeholders
  • Keep up to date with the company’s lending protocols
  • Benchmarking current risk practices against those stipulated within business units
  • Implementing the best possible methodologies in improving the credit performance, considering the risk associated, yet offering the prime credit facility
  • Own the structuring and hiring of a Risk Analysis and Data Science team as well as their agenda
  • Mentoring and coaching talents, scaling up the team as and when required.


  • 5 to 7 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
  • Expert in credit risk analysis/underwriting principles, methods, and practices
  • Proficient SQL user, reasonable experience with BI tools like Tableau, PowerBI, or similar
  • Strong quantitative analysis experience
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios, and concepts
  • Strong communication skills
  • Strong people management skills

Location: Lagos, Nigeria.

Apply: Apply here


You may also like

Leave a Comment

About Us

NaijaPr blog is a social media blog, a product of Randomz Digital Marketing Ltd, a company established in 2013.  Read More

Userful Links

Latest Articles

Copyright 2015 – 2024. All Right Reserved by Randomz Digital Marketing LTD. | Website by Webpadi