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Job Description
Credit Policy formulation and strategy – Responsible for tracking success metrics and monitoring compliance to credit policy.
Responsibilities
- Credit Policy formulation and strategy – Responsible for tracking success metrics and monitoring compliance to credit policy.
- Use analytical techniques to provide insight into key portfolios and segment trends.
- Improve the credit risk strategy to ensure the business operates within its agreed Risk Appetite and customers are treated fairly.
- Work with the data science team to review emerging trends and recommend areas for investigation, support with scorecard deployments and performance.
- Work with Products and other stakeholders to design strategy & loan process flows, ensure proper implementation and automation of credit actions and process changes.
- Provide support to business and process lines on risk identification, assessment, mitigation- identify procedures and scenarios for quality controls, spot areas for improvement to enhance the product’s efficiency.
Qualification
- First degree in any related discipline
- Industry-specific knowledge on lending/credit with minimum 3 years’ experience
- Knowledge of MySQL
- Knowledge of Javascript and Python would be a plus
Location: Remote.
Apply: RISK ANALYST
